This is a list of documents most lenders will require in order to process your mortgage application.

VERIFICATION OF INCOME

• Past two years W2īs.
• Most Recent 30 days Paystubs.
• If self employed:   Entire tax return(s) for previous two years.  All pages, all schedules.  Also, include a copy of your most recent profit and loss statement.

VERIFICATION OF ASSETS

• Most recent copies of previous two month bank statements (checking and savings) all pages for two consecutive months.
• Copies of any stock/bond accounts.
• Copies of most recent IRA/401K account statements.

HOME INFORMATION

If you are buying a new home you will need the following:

• Copy of the purchase contract to buy the home signed by the buyer (you) and the seller of the property.
• Copy of the ernest money deposit.
• Name and phone number of the title company whom is going to close the transaction.
• Name and phone number of the homeowners insurance company (agentīs name).

If you are refinancing yor current mortgage loan you will need the following:

• Name and phone number of the homeowners insurance company (agentīs name).

MISC. DOCUMENTATION NEEDED

If you own additional properties other than just your primary residence:

• Please provide copies of all rental contract for the properties which you own as well as a copy of hte mortgage payment coupon for each property (if you have a mortgage note on the property).

If you receive income via social security or disability:

• Please provide a copy of the most recent award letter.